If staying on top of your money feels good, managing it all from your phone feels even better. Credit cards or other debit cards have a 3-percent fee. Receiving mobile payments is free, as is sending from a linked bank account, debit card, or Venmo balance. ![]() Unlike PayPal, Venmo has a social sharing component and integrates with Facebook so you can see friends using the app and send payment. PayPal owns Venmo, but the app is distinct. ![]() Frequently named one of the best payment apps, Venmo can be used to send and receive money and cut out the awkward moments where you shuffle through your wallet trying to find some cash. Like Google, Venmo has become a verb because the insta-pay app is that helpful.
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